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Medical Billing

Medical and Dental Insurance: Off-Base

Some medical/dental insurance plans may not be suited for off base or overseas medical services. You should research the best insurance company/plan before coming to Bahrain that will provide you and your family with the best service.

Effective 1 August 2015, U.S. Naval Branch Health Clinic (NBHC) Bahrain no longer files insurance claims on behalf of non-TRICARE beneficiary patients. Hospital staff will instead send billing information regarding your visit to the U.S. Treasury’s Centralized Receivables Service (CRS), the new invoicing and collections system for Navy Medicine. CRS will then mail out an invoice directly to you. Upon receipt, you will have 30 days, interest-free, to make payment arrangements, file a claim with your insurer, or file a dispute with CRS.

(Qualifying life event, code 1J from Table of Permissible Changes in FEHB Enrollment)
Important Facts about Overseas Coverage from the U.S. Office of Personnel Management

Below are links to insurance companies that personnel have used successfully by other USCS employees stationed overseas.†

(This is not an exhaustive list)

Blue Cross Blue Shield
AFSPA (American Foreign Service Protective Association)
AFSPA Foreign Service Benefit Plan
GEHA (Dental Insurance)


Bahrain Tours website, FDRMC or Department of the Navy (DON) does not endorse, recommend, or make representations with respect to the medical or dental offices or services referenced on this website.

The material provided on the Bahrain Tours website is designed for informational purposes only.

The information on the Bahrain Tours website is provided with the understanding that the organization is not engaged in rendering medical or dental recommendations. You should not rely on any information on the website to replace consultations with qualified health care professionals to meet your individual needs. Reference to any medical or dental service, treatment or therapy option is not an official endorsement by Bahrain Tours website, FDRMC or DON. Individuals with medical and dental needs are encouraged to fully investigate service and treatment options and providers that may be most appropriate for a specific individual.

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